Bell Brokerage Insurance Specialists

Medigap

Medicare Supplement Insurance

Fill the gaps in Original Medicare coverage with predictable costs and the freedom to see any doctor in America.

What Is Medicare Supplement Insurance?

Medicare Supplement plans, also known as Medigap, are designed to cover the gaps that Original Medicare leaves behind, including copayments, coinsurance, and deductibles. At Bell Brokerage, our licensed specialists walk you through every available option so you can choose a plan with confidence, knowing your coverage is built around your needs and your peace of mind.

Medigap plans are standardized by the federal government — meaning a Plan G from any insurer offers the same core benefits. The main differences are premium pricing and the carrier's reputation for customer service. Our specialists shop multiple carriers to find you the best value.

All consultations are free. There's no obligation, and we're paid by the carriers — not by you.

Key Benefits

Predictable Costs

Pay a known monthly premium and know exactly what your out-of-pocket expenses will be — no surprise bills.

See Any Medicare Doctor

Visit any doctor or specialist nationwide who accepts Medicare — no referrals needed, no network restrictions.

Nationwide Coverage

Your coverage travels with you. See doctors anywhere in the U.S. that accepts Medicare — great for snowbirds.

Covers Coverage Gaps

Medigap fills the gaps Original Medicare leaves — including the Part A deductible, Part B coinsurance, and more.

Plan G vs. Plan N

Two of the most popular Medigap plans for new Medicare enrollees. Our specialists will help you decide which fits your situation.

Plan G

The most comprehensive Medigap plan available to new Medicare enrollees. Covers virtually all out-of-pocket costs except the Part B deductible. Ideal for those who want maximum protection and predictability.

Covers:

  • Part A hospital coinsurance
  • Part A deductible
  • Part B coinsurance and copays
  • Skilled nursing coinsurance
  • Foreign travel emergency (up to plan limits)
Plan N

A popular lower-premium alternative to Plan G. Covers most Medicare gaps with small copays for office and ER visits. A smart choice for generally healthy seniors who want solid coverage at a lower cost.

Covers:

  • Part A hospital coinsurance
  • Part A deductible
  • Part B coinsurance (with small copays)
  • Skilled nursing coinsurance
  • Foreign travel emergency (up to plan limits)

Frequently Asked Questions

Compare Medigap plans today

Our specialists will shop multiple carriers to find the best Plan G or Plan N rates in your area — at no cost to you.

Get a Free Quote

Questions about Medicare Supplement coverage?

Get clear, honest answers from a specialist who works for you — not an insurance company.

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