Supplemental Coverage
Ancillary Insurance Products
Protect what your major medical plan doesn't cover. Fill the gaps left by traditional health coverage and manage out-of-pocket costs — without disrupting your financial plan.
Our Ancillary Products
Select a product to learn what it covers and why it matters.
Swipe or tap to explore
Critical Illness, Heart Attack & Stroke
A serious diagnosis shouldn't mean a financial setback on top of a medical one. Our Critical Illness, Heart Attack & Stroke coverage pays a lump-sum cash benefit directly to you upon diagnosis — money you can use however you need it.
Why It Matters
- Benefits are paid regardless of what your major medical plan covers
- No restrictions on how the payout is used
- Lump-sum cash paid directly to you upon diagnosis
- Covers deductibles, travel, household bills, or lost income
Dental, Vision & Hearing
Routine care for your teeth, eyes, and ears is rarely included in standard health insurance — but it's essential to your overall health. Our DVH plans bundle these three often-overlooked benefits into one affordable package.
What's Covered
- Preventive and major dental services, including cleanings and fillings
- Annual eye exams, frames, and lenses
- Hearing exams and hearing aid allowances
Why It Matters
- Reduces out-of-pocket costs for routine, recurring care
- Encourages preventive checkups that catch problems early
- Simplifies coverage into one plan instead of three
Recovery Care
Recovering from surgery, an injury, or a hospital stay often requires more support than medical insurance provides — home health visits, transportation, or meal assistance. Recovery Care provides a cash benefit to ease the transition from hospital to home.
Why It Matters
- Supports a smoother, safer recovery outside the hospital
- Helps cover costs major medical plans typically exclude
- Cash benefit you can use for any recovery-related need
- Gives you and your family peace of mind during recovery
Hospital Indemnity
A hospital stay comes with costs beyond what your primary insurance covers — copays, deductibles, and daily incidentals add up quickly. Hospital Indemnity pays a fixed cash benefit for each day you're hospitalized, regardless of actual care costs.
Why It Matters
- Direct cash payments for hospital admission and daily confinement
- Helps offset deductibles, copays, and non-medical expenses
- Coverage activates the moment you're admitted
- Works alongside your existing health coverage
Why Choose Ancillary Coverage?
Major medical insurance is designed for large, catastrophic expenses — but it wasn't built to handle every cost that comes with a health event. Ancillary coverage closes that gap.
Ready to explore ancillary coverage?
Speak with one of our licensed advisors to find the right combination of ancillary coverage for you and your family.
Still have questions about ancillary coverage?
Our specialists personally answer every inquiry. Reach out and get clear, honest answers — no sales pressure.
Get a Free Quote